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Balance Boost
Grow your cash in multiple currencies
Earn up to 3.74% APY³ on your EUR, GBP, and USD balances. Access returns on your business funds without bank hassles or complicated processes.
Unlock the full power of your funds
Effortless earnings in three currencies
Earn up to 3.74% APY³ on EUR, GBP, and USD, or all three, without the need for local savings accounts. Start a Balance Boost seamlessly from your device.
Access your money when you want
Choose between being able to withdraw anytime while earning 0.75% APY or fixed terms up to 360 days while earning up to 3.74% APY³ on your boosted balance.
Unlimited boosts, effortless gains
Start earning on any amount in EUR, GBP, and USD. Automatically renew your Boost term to keep earning after 60 days.
Our rates – no fees, no max
Term
GBP
EUR
USD
Premium Wallet
0.75% APY
0.50% APY
0.75% APY
60 days
3.25%
1.25%
3.28%
90 days
3.35%
1.35%
3.38%
180 days
3.55%
1.55%
3.58%
360 days
3.74%
1.78%
3.74%
Sokin Premium wallets and Boosts are subject to availability depending on your region. Sokin reserves the right to withdraw or not offer this productto any account. Premium wallets and the Boost functionality is only available to Sokin Business Customers who have a multi-currency account. The interest rates outlined are correct as of 27th April 2026 and are subject to change depending on the Central Bank rate change.
Calculate what you could earn
Choose your currency, boost term, and deposit amount to estimate potential earnings. With no minimum or maximum deposit limits, you stay in control of how much you put to work.
How it works
Effortless gains on your business balances
Built for your trust
Your funds are always safeguarded
We keep your funds segregated from our own and place them with reputable banking partners, giving you confidence that your money is protected.
We're licensed around the world
We operate under a global suite of licenses and regulatory approvals, meeting strict standards wherever you do business. See our full regulatory details here.
Bank-grade security protects your account
We’ve built our infrastructure to meet bank-grade security standards and advanced threat protection, so you can focus on growing your business. View our Trust centre.
Questions and Answers
How do I opt into balance boost?
All Sokin accounts are automatically eligible to Boost their balance. To create a Boost, you must have funds in your Premium Wallet by completing a Premium Transfer in your preferred currency. From here you can activate a Boost by selecting a term and entering the amount to Boost. Once a boost is submitted, it will appear under Boost Requests where it can be approved or rejected by the account Checker.
When will I have access to my earnings?
Funds in your Premium wallet are easily accessible, meaning you can deposit or withdraw funds anytime. However, boosted balances remain fixed for the period you select. Once this period ends, your boosted funds will become accessible in your Premium Wallet, unless you have enabled an automatic renewal.
How much interest do I earn after 1 month?
Interest earned is calculated based on the Annual Percentage Yield (APY), which represents how much interest you’d earn if your balance was boosted for a full year. Because the Balance Boost period is shorter (i.e., 1 month), the interest you earn is adjusted (or normalized) to match the actual duration of your Balance Boost. This means you’ll earn approximately one‑twelfth of the annual interest rate for your currency.
Are there any fees or maximum limits?
There are no monthly fees or charges on earnings when you boost your balance. Additionally, there are no maximum limits, meaning you can boost unlimited funds in USD, GBP, or EUR.
