Wire transfers

Fast, reliable international payments 

Send international payments via established routes, including SWIFT and supported local rails. Get the visibility and controls you need to manage cross-border payments with confidence as volumes grow. 

  • Payouts in 70+ currencies1 
  • Transactions to  170+ countries1 
  • Access competitive, wholesale exchange rates 
  • Transparent pricing with no hidden fees 
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Still relying on traditional international bank wires?

Traditional business wire transfers often come with have a range of limitations, including:
  • High and variable fees.
  • Delays caused by cut-off times and correspondent banks.
  • Hidden FX spreads.
  • Limited visibility once funds are sent.
Globally regulated platform
Segregated client funds
Two-factor authentication

Move money globally. Stay in control.

Send international wire transfers faster

Access same-day domestic payment rails in the US, UK, EU, AU and Canada.

Avoid unnecessary FX

Receive, hold and pay in the same currency using 26 multi-currency wallets.

Predict your costs

Transparent, fixed processing fees and competitive FX pricing help you plan with confidence.

How it works

Hassle-free
from one platform

Set up recipients once

Save recipients in 170+ countries and reuse them for repeat payments across 70+ currencies¹.

Pay from the currency that makes sense

Send from your wallet currency or convert when needed, with clear FX pricing and no unexpected fees.

Send securely with the right approvals

Use role-based permissions to authorize payments and move funds quickly and securely across borders.

Built for your trust

Your funds are always safeguarded

We keep your funds segregated from our own and place them with reputable banking partners-giving you the confidence that your money is always protected.

We're licensed throughout the globe

We operate under a global suite of licenses and regulatory approvals, meeting strict standards wherever you do business. See our full regulatory details here.

Bank-level security protects your account

We’ve built our infrastructure to meet financial-institution security standards and advanced threat protection-so you can focus on growing your business. View our Trust centre.

Built for business operating across borders

Sokin helps you operate globally without the complexity of multiple banking providers. Whether you:

Pay overseas suppliers

Send international wire transfers in their local currency while maintaining control over FX timing and fees.

Manage global contractors

Process cross-border business payments quickly and keep international payroll running smoothly.

Expand into new markets

Operate across borders with multi-currency wallets and consolidated global cash flow visibility.

International wire transfers FAQs

How do Sokin international wire transfers work?

International transfer times depend on the payment route and destination.

  • • SWIFT payments typically settle within one to two business days, depending on the destination bank and any intermediary processing.
  • • Supported local payment methods are often faster and may be completed the same day or within 24 hours, where available and depending on route.
  • • In some cases, transfers may take longer due to compliance reviews, regulatory checks, or bank processing requirements.

Estimated delivery times are shown during payment setup so you know what to expect before sending funds.

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What details are required to send an international payment?

To send an international bank transfer, you’ll generally need:

  • • The recipient’s full name (as registered with their bank)
  • • The recipient’s bank name and country
  • • An account number or IBAN (where applicable)
  • • A SWIFT/BIC code for the receiving bank
  • • Additional details, such as a routing number or sort code, depending on the country of the account

You can also include a payment reference to help with reconciliation and tracking.

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Should I use SWIFT or a local payment method?

The best option depends on your priorities and the destination.

  • • SWIFT is widely supported and suitable for most international payments but may involve longer processing times and intermediary fees.
  • • Local payment methods, where available, are often faster and can be more cost-effective, particularly for same-currency payments.

If both routes are supported, Sokin helps you choose the most appropriate option based on speed, cost, and destination.

What fees apply to international payments?

International payments typically include:

  • • A transaction fee for external transfers
  • • An FX fee when a currency conversion is required

All applicable fees are shown clearly before you confirm a payment, so you have full visibility into costs upfront. You’ll see applicable fees before you confirm a payment, so costs are clear up front.

What fees will I pay on transactions?

Sokin offers transparent, fixed processing fees with competitive FX pricing. You see the total cost before confirming your international business payment.

Is Sokin safe for large international wire transfers?

Sokin operates as a regulated financial platform. Client funds are fully segregated, and access is protected with strong security controls including two-factor authentication.

Can I use Sokin instead of my bank for business wire transfers?

Many businesses use Sokin as an alternative to traditional international bank wires. With multi-currency wallets, transparent pricing, and faster settlement routes, Sokin reduces the operational friction often associated with bank wires.

Simplify your international wire transfers

Sign up online and begin setting up your Sokin account in minutes - no branch visits required.

Get started