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ACH transfers for global businesses
Sokin enables access to local payment schemes globally, including ACH. With no monthly fees and clear pricing, why not go global?
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Global payments starting with an ACH transfer
Make payments with familiar details
Do business seamlessly using the banking details you and your international partners already know and trust.
Reduce costs on global transactions
Pay in local currencies over local networks for faster delivery and zero unexpected fees.
Secure your global payments
Do global business with confidence with access to global tier 1 banks, enabling reliable transactions in your most important markets.
Access local payment methods in foreign countries
Cut transaction fees compared to traditional methods for international transfers and increase success rates with local payment rails, including ACH.
Eliminate the need for wires
Skip the delays and high fees of traditional wire transfers. Send money through local payment networks, just like a local.
Save on international payments
Cut costs on global transactions. No unnecessary intermediaries, just more affordable payments.
Pay using details your beneficiaries know and trust
Make transactions effortless. Send payments in a way that feels familiar and convenient for your recipients.
Optimise global cash flow instantly, anytime you need
Make free and instant business payments across Sokin accounts. Skip the delays of traditional payment routes and keep funds moving around the clock.
Access real-time payments across global branches
Transfer money instantly between your worldwide branches. Ensure smooth operations by eliminating waiting periods and transaction fees, even on weekends and holidays.
Settle vendors and suppliers instantly
Pay your global network of suppliers, vendors, and contractors instantly. Reduce payment hassles, and keep your business running without invoice delays.
Effortlessly send up to 5,000 unique payments at once
Save time and reduce the risk of errors due to manual efforts when making payments to multiple global stakeholders.
Add multiple beneficiaries seamlessly
Skip manual data entry and use our simple templates to securely upload beneficiary details in bulk. Save working hours and reducing the risk of errors.
Pay via the fastest, most cost-effective routes
Send payments using the fastest and most cost-effective routes for your recipients. Save time and reduce fees on payments across multiple currencies, amounts, and transfer methods.
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ACH and global payments FAQs
Can I use ACH to pay a supplier overseas?
ACH is a US‑domestic payment scheme so you typically can't send ACH payment oversees, however, Sokin lets you fund in USD via ACH and pay out to recipients globally through trusted local payment rails or SWIFT, depending on the corridor.
How fast are ACH fundings?
Standard ACH funding typically clears in 1–3 business days. Same Day ACH can post on the same business day when eligible and submitted before the cutoff. Cross‑border delivery depends on the destination’s local rails. Please note that timelines are subject to compliance checks.
What’s the difference between ACH, wire, RTP, and SEPA/Faster Payments?
ACH is low‑cost US domestic batch processing. Wires are faster and final but can cost more. RTP is instant domestic US. SEPA (EU) and Faster Payments (UK) are local schemes; we connect you to multiple payment routes globally. Please note that timelines may vary on a case-by-case basis.
Is it better to pay via SWIFT or local payment methods?
It really depends on what you need from the transfer. SWIFT payments are widely accepted and secure, but they can be more expensive and take longer to process. If speed and lower fees are your priority, local payment methods are often the better choice, especially when sending money within the same currency. If both options are available, it’s always worth checking which one works best for your specific transfer.
What fees will I pay on transactions?
We charge two main types of fees on payments: a transaction fee and an FX fee. Transaction fees apply to all external transfers, while a fixed FX fee is charged whenever you convert currencies, regardless of the currency pair involved. These fees are transparently presented at the time of the transaction.
