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Balance Boosts
Make idle cash work harder, on your terms
Earn up to 3.74% AER³ on supported USD, GBP, and EUR balances, without changing how you pay, hold, or access funds day to day.
Built for business cash management
Designed for treasury teams
Optimize idle balances without changing how you manage payments or liquidity.
Safeguarded by design
Client funds are held separately from Sokin’s own funds and placed with established banking partners.
Access on your terms
Withdraw, renew, or hold balances according to your treasury strategy.
Balance Boost rates
Term
GBP
EUR
USD
Premium Wallet
0.75% AER
0.50% AER
0.75% AER
60 days
3.25%
1.25%
3.28%
90 days
3.35%
1.35%
3.38%
180 days
3.55%
1.55%
3.58%
360 days
3.74%
1.78%
3.74%
Sokin Premium wallets and Boosts are subject availability depending on your region. Sokin reserves the right to withdraw or not offer this product
to any account. Premium wallets and the Boost functionality is only available to Sokin Business Customers who have a multi-currency account.
The interest rates outlined are correct as of 19th January 2026 and are subject to change depending on the Central Bank rate change.
Calculate what you could earn
Choose your currency, boost term and deposit amount to estimate potential earnings. With no minimum or maximum deposit limits, you stay in control of how much you put to work.
How it works
How Balance Boosts work
Built for trust at global scale
Client funds safeguarded
Client funds are held separately from Sokin’s own operating funds and placed with established banking partners.
Regulated where services are provided
Sokin operates through regulated entities in key markets, supporting strong governance and compliance standards. View regulatory details.
Security designed for financial institutions
Infrastructure built to meet financial-institution security standards, with controls designed to help protect accounts and data. Visit our Trust Center.
Questions and Answers
How do I opt into balance boost?
All active Sokin business accounts are eligible for Balance Boosts once registration and required compliance checks are complete.Premium Transfer in your preferred currency. From here you can activate a Boost by selecting a term and entering the amount to Boost. Once a boost is submitted, it will appear under Boost Requests where it can be approved or rejected by the account Checker.
When can I access my funds?
Funds held in your premium wallet remain accessible at any time. Any balances you boost are held for the selected term and become available once the boost period ends.
How is interest calculated for shorter boost periods?
Returns are calculated using the Annual Equivalent Rate (AER). For boosts held for less than a year, earnings are prorated based on the length of the boost period.
Are there any fees or limits?
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