Balance Boosts

Make idle cash work harder, on your terms

Earn up to 3.74% AER³ on supported USD, GBP, and EUR balances, without changing how you pay, hold, or access funds day to day.

  • Apply boosts across supported USD, GBP, and EUR balances.
  • Boost any amount, whether short-term surplus or longer-term reserves.
  • Withdraw anytime, or fix balances for up to 360 days³.

Built for business cash management

Designed for treasury teams

Optimize idle balances without changing how you manage payments or liquidity.

Safeguarded by design

Client funds are held separately from Sokin’s own funds and placed with established banking partners.

Access on your terms

Withdraw, renew, or hold balances according to your treasury strategy.

Balance Boost rates

Term
GBP
EUR
USD
Premium Wallet
0.75% AER
0.50% AER
0.75% AER
60 days
3.25%
1.25%
3.28%
90 days
3.35%
1.35%
3.38%
180 days
3.55%
1.55%
3.58%
360 days
3.74%
1.78%
3.74%

Sokin Premium wallets and Boosts are subject availability depending on your region. Sokin reserves the right to withdraw or not offer this product
to any account. Premium wallets and the Boost functionality is only available to Sokin Business Customers who have a multi-currency account.
The interest rates outlined are correct as of 19th January 2026 and are subject to change depending on the Central Bank rate change.

Flexible access balances

Earn 0.75% AER on eligible USD, EUR, and GBP balances while keeping full access to your funds.

  • Withdraw anytimeAccess, add, or withdraw funds when needed, with no lock-up periods.
  • Balances remain availableFunds stay accessible for day-to-day operations while earning returns.

Why choose Sokin Balance Boosts?

Balance Boosts help businesses put surplus cash to work across multiple currencies, with flexibility, control, and confidence. All this without changing how funds are accessed or managed.

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Control how funds are used

Keep balances available for day-to-day needs or hold them for a fixed term. Optional auto-renewal helps maintain continuity with minimal manual effort.

Safeguarded by design

Client funds remain segregated and held with established banking partners, following the same safeguarding standards as your Sokin account.

Scale on your terms

Boost any amount, whether surplus operating cash or larger reserves, and decide how much liquidity to maintain at all times.

Multi-currency support

Apply boosts across supported USD, EUR, and GBP balances from a single platform.

Built for trust at global scale

Client funds safeguarded

Client funds are held separately from Sokin’s own operating funds and placed with established banking partners.

Regulated where services are provided

Sokin operates through regulated entities in key markets, supporting strong governance and compliance standards. View regulatory details.

Security designed for financial institutions

Infrastructure built to meet financial-institution security standards, with controls designed to help protect accounts and data. Visit our Trust Center.

Questions and Answers

How do I qualify for a Boost account?

All active Sokin business accounts are eligible for Balance Boosts once registration and required compliance checks are complete.

When can I access my funds?

Funds held in your premium wallet remain accessible at any time. Any balances you boost are held for the selected term and become available once the boost period ends.

How is interest calculated for shorter boost periods?

Returns are calculated using the Annual Equivalent Rate (AER). For boosts held for less than a year, earnings are prorated based on the length of the boost period.

Are there any fees or limits?

There are no fees charged when you boost your balance. There is no maximum boost amount on supported USD, GBP, or EUR balances.

Ready to get started?

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