For hotel groups operating across multiple countries and currencies, liquidity challenges are often driven by slow settlement timelines, delayed OTA payouts, and limited visibility into where funds sit at any given moment.
Modern hotel treasury management must now support faster settlement, stronger FX control, and clearer liquidity visibility across the organisation. When treasury teams gain control over timing and transparency, liquidity becomes an operational advantage rather than a constraint.
From reactive cash movement to operational advantage
For accommodation groups, hotel treasury management has historically been reactive. Funds are moved when required. FX exposure is reviewed after it becomes visible. Liquidity is assessed once settlement delays have already affected operations.
Global hospitality no longer operates on quarterly cycles. OTA payouts, international hotel payments, and multi-currency revenue streams move continuously. Treasury teams are expected to keep pace while maintaining control.
Modern treasury is not only about safeguarding funds. It plays a direct role in enabling growth through timing, visibility and control.
The cost of legacy lag in hotel treasury operations
One of the most persistent challenges in hotel treasury operations is slow and unpredictable money movement.
Common issues include:
- Delayed settlement times that restrict access to cash flow
- Limited settlement visibility across providers and accounts
- Reliance on SWIFT transfers where local clearing rails would be faster
- FX exposure introduced by delayed reporting and forced conversions
When international payouts for hotels take several days to settle, treasury teams are often forced to hold larger liquidity buffers than necessary. This ties up working capital that could otherwise be deployed elsewhere.
Avoid double conversion through like-for-like settlement
A major source of inefficiency in hotel multi-currency payments is double FX conversion.
Funds are often:
- Collected in a guest’s local currency
- Converted and settled into a base currency, such as USD
- Reconverted by treasury to fund local operating expenses
Each conversion adds cost, creates delay, and reduces control over FX exposure.
Settling funds directly into multi-currency accounts in the original transaction currency helps treasury teams preserve currency integrity, avoid unnecessary conversions, and decide when to convert, not be forced into it. The result is more predictable cash flow and tighter control over FX risk.
Plugging FX leakage with intelligent global rails
Traditional treasury models still depend heavily on correspondent banking. The choice between SWIFT or local rails becomes an operational decision with direct liquidity impact.
Local clearing rails offer a modern alternative. They can:
- Shorten settlement timelines
- Reduce intermediary fees
- Improve predictability for international hotel payments
Using the right rail for each transaction allows treasury teams to reduce cross-border payment delays more effectively and strengthen supplier relationships through reliable settlement.
Gaining control through near real-time liquidity visibility
Visibility underpins effective hotel treasury management.
Without a clear view of balances by currency, entity, and region, treasury teams struggle to:
- Manage FX risk in hotels proactively
- Allocate liquidity efficiently
- Support finance teams with accurate forecasts
Unified accounts provide near real-time liquidity visibility across balances by currency, entity, and region. Combined with strong treasury controls such as approval workflows and role-based access, treasury operations can scale safely as transaction volumes increase.
Future-proofing global hotel treasury management
As accommodation growth accelerates, treasury complexity increases faster than headcount. Adding more tools rarely solves the problem. Stronger infrastructure does.
Modern hotel treasury management supports:
- Faster internal fund movement
- Reduced FX exposure without limiting growth
- Predictable settlement timelines across global operations
Treasury teams that modernise their payment foundations do more than protect liquidity. They become strategic partners in supporting international growth.
How Sokin supports modern hotel treasury operations
Sokin provides the infrastructure hotel treasury teams need to manage global liquidity from one connected platform.
With multi-currency accounts, access to local and international payment rails, and internal transfers that are free and instand with Sokin Direct, treasury teams gain faster access to funds, clearer visibility across currencies and entities, and greater control over FX timing. Approval controls support secure management of international payouts, OTA settlements, and supplier payments.
For accommodation groups navigating complex international payment flows, Sokin enables treasury teams to move faster while maintaining the control and oversight required at scale.